
> > >
|
12/31/2009
|
12/31/2008
|
12/31/2007
|
12/31/2006
|
12/31/2005
|
|
|---|---|---|---|---|---|
| Peer Group Information | |||||
| Number of Banks in Peer Group |
35
|
35
|
35
|
35
|
33
|
| Earnings and Profitability: Percent of Average Assets | |||||
| Noninterest Income |
0.68
|
0.75
|
0.75
|
0.68
|
0.78
|
| Noninterest Expense |
2.99
|
3.03
|
3.13
|
3.32
|
2.78
|
| Provision: Loan & Lease Losses |
1.67
|
0.95
|
0.40
|
0.24
|
0.22
|
| Realized Gains/Losses Sec |
0.12
|
0.02
|
0.00
|
-0.01
|
0.01
|
| Net Operating Income |
-0.83
|
-0.23
|
0.40
|
0.39
|
1.02
|
| Net Income |
-0.83
|
-0.23
|
0.40
|
0.39
|
1.02
|
| Margin Analysis | |||||
| Avg Earning Assets to Avg Assets |
94.03
|
94.73
|
94.81
|
94.93
|
94.37
|
| Net Int Inc-TE to Avg Earning Assets |
3.32
|
3.45
|
3.68
|
3.89
|
3.85
|
| Loan & Lease Analysis | |||||
| Net Loss to Average Total LN & LS |
1.81
|
0.95
|
0.39
|
0.22
|
0.23
|
| LN & LS Allowance to Total LN & LS |
2.37
|
1.71
|
1.30
|
1.25
|
1.30
|
| Noncurrent Loans to Total Loans |
6.31
|
4.80
|
1.83
|
0.96
|
1.02
|
| Liquidity | |||||
| Net Noncore Fund Dependence |
43.46
|
49.72
|
45.82
|
40.64
|
44.69
|
| Net Loans & Leases to Assets |
63.92
|
65.65
|
64.19
|
59.15
|
59.95
|
| Capitalization | |||||
| Tier One Leverage Capital |
8.40
|
9.07
|
9.30
|
10.80
|
8.44
|
| Tier One RBC to Risk-Weight Assets |
13.49
|
13.82
|
14.44
|
17.91
|
13.56
|
| Total RBC to Risk-Weight Assets |
14.91
|
15.12
|
15.64
|
19.12
|
14.76
|
| Cash Dividends to Net Income |
3.40
|
-4.16
|
-0.66
|
22.96
|
19.07
|
| Growth Rates | |||||
| Total Assets |
2.19
|
4.14
|
9.28
|
7.18
|
13.48
|
| Tier One Capital |
-3.38
|
2.89
|
3.42
|
12.18
|
12.20
|
| Net Loans & Leases |
-1.59
|
5.33
|
23.15
|
10.71
|
15.44
|
| FDIC Cert. Number | Institution Name | City | State |
|---|---|---|---|
| 19919 | BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO | SAN JUAN | PR |
| 25679 | INTERNATIONAL BANK OF COMMERCE | BROWNSVILLE | TX |
| 31469 | ORIENTAL BANK AND TRUST | SAN JUAN | PR |
| 26363 | COMMUNITY COMMERCE BANK | CLAREMONT | CA |
| 24961 | INTERNATIONAL BANK OF COMMERCE | ZAPATA | TX |
| 30387 | FIRSTBANK PUERTO RICO | SAN JUAN | PR |
| 23749 | MISSION NATIONAL BANK | SAN FRANCISCO | CA |
| 32185 | R-G PREMIER BANK OF PUERTO RICO | SAN JUAN | PR |
| 26856 | FALCON INTERNATIONAL BANK | LAREDO | TX |
| 23772 | COMMERCE BANK | LAREDO | TX |
| 24156 | OCEAN BANK | MIAMI | FL |
| 19040 | BANK OF MIAMI, NATIONAL ASSOCIATION, THE | CORAL GABLES | FL |
| 22946 | SCOTIABANK DE PUERTO RICO | HATO REY | PR |
| 21265 | BAC FLORIDA BANK | MIAMI | FL |
| 31027 | WESTERNBANK PUERTO RICO | MAYAGUEZ | PR |
| 19904 | CENTINEL BANK OF TAOS | TAOS | NM |
| 20828 | BANCO SANTANDER PUERTO RICO | SAN JUAN | PR |
| 21578 | CONTINENTAL NATIONAL BANK OF MIAMI | MIAMI | FL |
| 24347 | LONE STAR NATIONAL BANK | PHARR | TX |
| 24823 | INTERNATIONAL FINANCE BANK | MIAMI | FL |
| 34968 | BANCO POPULAR DE PUERTO RICO | SAN JUAN | PR |
| 25580 | TRANSATLANTIC BANK | MIAMI | FL |
| 19629 | INTERNATIONAL BANK OF COMMERCE | LAREDO | TX |
| 20711 | EXECUTIVE NATIONAL BANK | MIAMI | FL |
| 27150 | EUROBANK | SAN JUAN | PR |
| 33616 | MY BANK | BELEN | NM |
| 34967 | BANCO POPULAR NORTH AMERICA | NEW YORK | NY |
| 35065 | UNITED AMERICAS BANK, NATIONAL ASSOCIATION | ATLANTA | GA |
| 57119 | UNITED BANK OF EL PASO DEL NORTE | EL PASO | TX |
| 57083 | PLUS INTERNATIONAL BANK | MIAMI | FL |
| 35599 | UNION CREDIT BANK | MIAMI | FL |
| 57214 | INTERCONTINENTAL BANK | WEST MIAMI | FL |
| 57369 | U.S. CENTURY BANK | MIAMI | FL |
| 58305 | PLAZA BANK | SEATTLE | WA |
| 58360 | AMERICAS UNITED BANK | GLENDALE | CA |
Data compiled from the FFIEC website
on September 14, 2010.
Return to the main page for peer data.