Peer Data

Asian Banks (Year-End 2009)
	12/31/2009	12/31/2008	12/31/2007	12/31/2006	12/31/2005
Peer Group Information
Number of Banks in Peer Group	89	89	85	76	65
Earnings and Profitability: Percent of Average Assets
Noninterest Income	0.55	0.46	0.52	0.62	0.73
Noninterest Expense	3.39	3.83	4.26	4.95	4.65
Provision: Loan & Lease Losses	1.78	0.93	0.47	0.42	0.29
Realized Gains/Losses Sec	0.05	-0.02	0.00	0.00	0.00
Net Operating Income	-1.44	-1.10	-0.49	-0.80	-0.34
Net Income	-1.44	-1.09	-0.48	-0.80	-0.34
Margin Analysis
Avg Earning Assets to Avg Assets	95.14	95.74	94.92	94.57	94.62
Net Int Inc-TE to Avg Earning Assets	3.17	3.44	4.20	4.61	4.56
Loan & Lease Analysis
Net Loss to Average Total LN & LS	1.41	0.42	0.12	0.08	0.11
LN & LS Allowance to Total LN & LS	2.27	1.58	1.25	1.31	1.25
Noncurrent Loans to Total Loans	4.19	1.85	0.60	0.46	0.55
Liquidity
Net Noncore Fund Dependence	30.62	36.11	24.55	17.80	17.78
Net Loans & Leases to Assets	72.10	75.92	70.95	65.50	67.43
Capitalization
Tier One Leverage Capital	10.31	12.65	14.69	15.49	13.60
Tier One RBC to Risk-Weight Assets	13.41	14.82	18.50	20.18	18.10
Total RBC to Risk-Weight Assets	14.68	16.03	19.72	21.35	19.26
Cash Dividends to Net Income	3.72	10.96	8.08	8.77	11.28
Growth Rates
Total Assets	13.40	19.67	27.18	22.79	17.39
Tier One Capital	-2.47	2.85	9.06	15.92	23.19
Net Loans & Leases	8.32	34.99	49.88	30.80	18.98

Banks in Selected Peer Group
FDIC Cert. Number	Institution Name	City	State
23373	UNITED ORIENT BANK	NEW YORK	NY
25749	EASTBANK, NATIONAL ASSOCIATION	NEW YORK	NY
23876	INNOVATIVE BANK	OAKLAND	CA
26937	METROBANK, NATIONAL ASSOCIATION	HOUSTON	TX
31628	EAST WEST BANK	PASADENA	CA
32277	EASTERN INTERNATIONAL BANK	LOS ANGELES	CA
916	NATIONAL REPUBLIC BANK OF CHICAGO, THE	CHICAGO	IL
25330	UNITED CENTRAL BANK	GARLAND	TX
20845	WALLIS STATE BANK, THE	WALLIS	TX
23086	OMNI BANK, NATIONAL ASSOCIATION	ALHAMBRA	CA
18301	FIRST STATE BANK	SHALLOWATER	TX
25869	METROPOLITAN BANK	OAKLAND	CA
26223	GOLDEN BANK, NATIONAL ASSOCIATION	HOUSTON	TX
18503	CATHAY BANK	LOS ANGELES	CA
23805	UNITED PACIFIC BANK	CITY OF INDUSTRY	CA
26790	BNB BANK, NATIONAL ASSOCIATION	FORT LEE	NJ
32193	FIRST COMMERCE BANK	ENCINO	CA
26610	CENTER BANK	LOS ANGELES	CA
20884	BANK OF GUAM	HAGATNA	GU
19554	HIGH TRUST BANK	STOCKBRIDGE	GA
20387	BANK OF THE ORIENT	SAN FRANCISCO	CA
25745	ASIA BANK, N.A.	FLUSHING	NY
25158	FINANCE FACTORS, LIMITED	HONOLULU	HI
18296	HAWAII NATIONAL BANK	HONOLULU	HI
19416	CHINATRUST BANK (U.S.A.)	TORRANCE	CA
27074	STATE BANK OF TEXAS	DALLAS	TX
27267	AMERASIA BANK	FLUSHING	NY
27447	FOSTER BANK, THE	CHICAGO	IL
33013	ASIAN PACIFIC NATIONAL BANK	SAN GABRIEL	CA
33316	ANZ GUAM, INC.	HAGATNA	GU
33401	METRO UNITED BANK	SAN DIEGO	CA
33435	SAEHAN BANK	LOS ANGELES	CA
33513	FIRST INTERNATIONAL BANK	PLANO	TX
33539	PREFERRED BANK	LOS ANGELES	CA
33708	INTERNATIONAL BANK OF CHICAGO	CHICAGO	IL
33872	GREAT EASTERN BANK OF FLORIDA	MIAMI	FL
34010	EVERTRUST BANK	CITY OF INDUSTRY	CA
34046	GLOBAL COMMERCE BANK	DORAVILLE	GA
34110	QUANTUM NATIONAL BANK	SUWANEE	GA
34089	PACIFIC GLOBAL BANK	CHICAGO	IL
34112	PREMIER BANK	DENVER	CO
34334	AMERICAN METRO BANK	CHICAGO	IL
34319	SOUTHWESTERN NATIONAL BANK	HOUSTON	TX
34658	CITIZENS BANK & TRUST COMPANY OF CHICAGO	CHICAGO	IL
34656	AMERICAN FIRST NATIONAL BANK	HOUSTON	TX
34759	ASIAN BANK	PHILADELPHIA	PA
35186	FIRST AMERICAN INTERNATIONAL BANK	BROOKLYN	NY
35419	PREMIER BANK	WILMETTE	IL
34998	FIRST INTERCONTINENTAL BANK	DORAVILLE	GA
35474	TOMATOBANK, NATIONAL ASSOCIATION	ALHAMBRA	CA
57246	PACIFIC INTERNATIONAL BANK	SEATTLE	WA
57120	UNITI BANK	BUENA PARK	CA
57065	PACIFIC COMMERCE BANK	LOS ANGELES	CA
57198	AMERICAN PREMIER BANK	ARCADIA	CA
57463	PACIFIC CITY BANK	LOS ANGELES	CA
57444	AMERICAN CONTINENTAL BANK	CITY OF INDUSTRY	CA
57901	ONE WORLD BANK	DALLAS	TX
57873	COMMONWEALTH BUSINESS BANK	LOS ANGELES	CA
57885	FIRST VIETNAMESE AMERICAN BANK	WESTMINSTER	CA
57944	FIRST STANDARD BANK	LOS ANGELES	CA
57983	INDUS AMERICAN BANK	ISELIN	NJ
57759	ALL AMERICAN BANK	DES PLAINES	IL
57966	FIRST CHOICE BANK	CERRITOS	CA
58060	FIRST GENERAL BANK	ROWLAND HEIGHTS	CA
57974	SAIGON NATIONAL BANK	WESTMINSTER	CA
57987	UNITED INTERNATIONAL BANK	FLUSHING	NY
58137	PACIFIC RIM BANK	HONOLULU	HI
57871	MOREBANK	PHILADELPHIA	PA
58181	METRO CITY BANK	DORAVILLE	GA
58231	OHANA PACIFIC BANK	HONOLULU	HI
58308	HAVEN TRUST BANK FLORIDA	PONTE VEDRA BEACH	FL
58261	PREMIER BUSINESS BANK	LOS ANGELES	CA
58377	CENTRAL BANK	TAMPA	FL
58310	US METRO BANK	GARDEN GROVE	CA
58203	NEWBANK	FLUSHING	NY
58340	LOTUS BANK	NOVI	MI
58407	UNIBANK	LYNNWOOD	WA
58234	PACIFIC ALLIANCE BANK	ROSEMEAD	CA
58348	MILLENNIUM BANK	DES PLAINES	IL
58263	GLOBAL BANK	NEW YORK	NY
58418	NEVADA NATIONAL BANK	LAS VEGAS	NV
58391	GOLDEN COAST BANK	LONG BEACH	CA
58499	FIRST ASIAN BANK	LAS VEGAS	NV
58469	AMERICAN PLUS BANK, NATIONAL ASSOCIATION	ARCADIA	CA
58525	BANKASIANA	PALISADES PARK	NJ
58401	MEGA BANK	SAN GABRIEL	CA
58808	GLOBAL TRUST BANK	MOUNTAIN VIEW	CA
58657	NOA BANK	DULUTH	GA
58816	ROYAL BUSINESS BANK	LOS ANGELES	CA

Data compiled from the FFIEC website on September 14, 2010.

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