Skip navigation links

About Us • Contact Us • FAQs
E-Mail Subscription • Archives

Peer Data

Hispanic Banks: Under $100M (As of September 30, 2009)
 
09/30/2009
09/30/2008
12/31/2008
12/31/2007
12/31/2006
Peer Group Information
NUMBER OF BANKS IN PEER GROUP
13
13
13
13
10
Earnings and Profitability: Percent of Average Assets
NONINTEREST INCOME
0.60
0.52
0.49
0.54
0.83
NONINTEREST EXPENSE
6.07
7.10
7.08
44.88
12.04
PROVISION LOAN & LEASE LOSSES
0.99
1.15
1.31
0.56
0.38
REALIZED GAINS/LOSSES SEC
0.10
0.10
-0.08
-0.01
-0.01
NET OPERATING INCOME
-2.31
-3.42
-3.63
-35.17
-6.26
NET INCOME
-2.31
-3.42
-3.63
-35.17
-6.26
Margin Analysis
AVG EARNING ASSETS TO AVG ASSETS
92.20
92.48
92.45
92.04
93.43
NET INT INC-TE TO AVG EARNING ASSET
4.39
4.53
4.51
11.06
5.44
Loan & Lease Analysis
NET LOSS TO AVERAGE TOTAL LN & LS
1.15
0.67
1.34
0.13
0.07
LN & LS ALLOWANCE TO TOTAL LN & LS
1.98
1.81
1.84
1.13
1.07
NON-CUR LN & LS TO GROSS LN & LS
3.25
2.51
3.35
1.30
1.61
Liquidity
NET NONCORE FUND DEPENDENCE
28.86
25.93
26.53
-32.82
-96.64
NET LOANS & LEASES TO ASSETS
66.06
67.42
66.86
58.94
59.63
Capitalization
TIER ONE LEVERAGE CAPITAL
16.10
20.51
19.20
51.12
27.35
TIER ONE RBC TO RISK-WEIGHT ASSETS
25.76
34.09
32.04
58.73
54.22
TOTAL RBC TO RISK-WEIGHT ASSETS
27.21
35.45
33.41
59.81
55.10
CASH DIVIDENDS TO NET INCOME
-7.27
1.96
12.90
10.45
-5.68
Growth Rates
ASSETS
13.95
15.26
14.30
30.65
10.63
TIER ONE CAPITAL
4.52
-4.98
-5.04
-1.33
9.62
NET LOANS & LEASES
16.56
564.98
131.97
148.90
32.40
Banks in Selected Peer Group
FDIC Cert. Number Institution Name City State Zip County
3337 Texas National Bank Mercedes TX 78570 Hidalgo
20448 Pan American Bank Los Angeles CA 90022 Los Angeles
22657 Citizens State Bank Roma TX 78584 Starr
26725 EuroBank Coral Gables FL 33134 Miami-dade
26727 Bank of South Texas Mcallen TX 78504 Hidalgo
31762 Greater South Texas Bank Falfurrias TX 78355 Brooks
57083 Plus International Bank Miami FL 33131 Miami-dade
57915 Bank of Grove Grove OK 74344 Delaware
58082 Libertad Bank SSB Austin TX 78704 Travis
58252 Sonoran Bank, N.A. Phoenix AZ 85014 Maricopa
58349 PROMERICA Bank Los Angeles CA 90017 Los Angeles
58390 Santa Ana Business Bank Santa Ana CA 92701 Orange
58550 Nuestro Banco Raleigh NC 27603 Wake

Return to the main page for peer data.