Peer Data

Asian Banks: Under $100M (As of September 30, 2009)
	09/30/2009	09/30/2008	12/31/2008	12/31/2007	12/31/2006
Peer Group Information
NUMBER OF BANKS IN PEER GROUP	28	26	28	25	17
Earnings and Profitability: Percent of Average Assets
NONINTEREST INCOME	0.32	0.30	0.25	0.35	0.52
NONINTEREST EXPENSE	4.68	5.44	7.66	8.29	136.65
PROVISION LOAN & LEASE LOSSES	1.11	0.57	1.00	0.57	0.59
REALIZED GAINS/LOSSES SEC	0.03	0.01	0.02	0.00	-0.00
NET OPERATING INCOME	-2.88	-2.74	-4.76	-4.95	-118.46
NET INCOME	-2.88	-2.69	-4.73	-4.93	-118.46
Margin Analysis
AVG EARNING ASSETS TO AVG ASSETS	94.57	94.98	95.27	93.89	94.34
NET INT INC-TE TO AVG EARNING ASSET	2.87	3.17	3.12	4.13	19.85
Loan & Lease Analysis
NET LOSS TO AVERAGE TOTAL LN & LS	0.79	0.16	0.27	0.14	0.05
LN & LS ALLOWANCE TO TOTAL LN & LS	2.07	1.54	1.67	1.47	1.74
NON-CUR LN & LS TO GROSS LN & LS	4.03	1.94	1.80	0.97	2.03
Liquidity
NET NONCORE FUND DEPENDENCE	28.24	23.31	22.06	-13.34	-21.80
NET LOANS & LEASES TO ASSETS	68.64	70.82	68.22	57.91	55.08
Capitalization
TIER ONE LEVERAGE CAPITAL	13.86	20.35	21.89	25.85	54.45
TIER ONE RBC TO RISK-WEIGHT ASSETS	17.59	23.88	33.94	36.94	54.88
TOTAL RBC TO RISK-WEIGHT ASSETS	18.78	25.05	35.07	37.94	55.90
CASH DIVIDENDS TO NET INCOME	1.53	0.59	0.68	0.42	4.01
Growth Rates
ASSETS	29.81	24.64	28.52	17.37	15.53
TIER ONE CAPITAL	-14.14	-5.58	-7.53	-3.65	0.38
NET LOANS & LEASES	30.95	126.63	74.59	31.62	26,532.94

Banks in Selected Peer Group
FDIC Cert. Number	Institution Name	City	State	Zip	County
18301	First State Bank	Shallowater	TX	79363	Lubbock
32277	Eastern International Bank	Los Angeles	CA	90012	Los Angeles
33013	Asian Pacific National Bank	San Gabriel	CA	91776	Los Angeles
33872	Great Eastern Bank of Florida	Miami	FL	33166	Miami-dade
34112	Premier Bank	Denver	CO	80202	Denver
34334	American Metro Bank	Chicago	IL	60640	Cook
34658	Citizens Bank and Trust Company of Chicago	Chicago	IL	60646	Cook
34759	Asian Bank	Philadelphia	PA	19105	Philadelphia
57198	American Premier Bank	Arcadia	CA	91006	Los Angeles
57759	All American Bank	Des Plaines	IL	60016	Cook
57871	MoreBank	Philadelphia	PA	19126	Philadelphia
57885	First Vietnamese American Bank	Westminster	CA	92683	Orange
57966	First Choice Bank	Cerritos	CA	90703	Los Angeles
57974	Saigon National Bank	Westminster	CA	92683	Orange
58231	Ohana Pacific Bank	Honolulu	HI	96814	Honolulu
58234	Pacific Alliance Bank	Rosemead	CA	91770	Los Angeles
58261	Premier Business Bank	Los Angeles	CA	90017	Los Angeles
58340	Lotus Bank	Novi	MI	48377	Oakland
58348	Millennium Bank	Des Plaines	IL	60016	Cook
58377	Central Bank	Tampa	FL	33647	Hillsborough
58391	Golden Coast Bank	Long Beach	CA	90813	Los Angeles
58401	Mega Bank	San Gabriel	CA	91776	Los Angeles
58418	Nevada National Bank	Las Vegas	NV	89146	Clark
58469	American Plus Bank, N.A.	Arcadia	CA	91007	Los Angeles
58499	First Asian Bank	Las Vegas	NV	89146	Clark
58584	American Pride Bank	Macon	GA	31210	Bibb
58657	NOA Bank	Duluth	GA	30096	Gwinnett
58808	Global Trust Bank	Mountain View	CA	94040	Santa Clara