Peer Data

De Novo Peer Group Data as of December 31, 2011, for Banks With Assets Less Than $750 Million
Year Opened	2009
Peer Group Information
Average Total Assets	1,999,939
Total Equity Capital	268,378
Net Income	-1,279
Number of Banks in Peer Group	21
Earnings and Profitability: Percent of Average Assets
Noninterest Income	0.26
Noninterest Expense	3.98
Provision: Loan & Lease Losses	0.36
Realized Gains/Losses Sec	0.07
Net Operating Income	-0.36
Net Income	-0.36
Margin Analysis
Avg Earning Assets to Avg Assets	95.35
Net Int Inc-TE to Avg Earning Assets	3.58
Loan & Lease Analysis
Net Loss to Average Total LN & LS	0.06
LN & LS Allowance to Total LN & LS	1.42
Noncurrent Loans to Total Loans	0.69
Liquidity
Net Noncore Fund Dependence	-4.83
Net Loans & Leases to Assets	64.53
Capitalization
Tier One Leverage Capital	13.53
Tier One RBC to Risk-Weight Assets	20.67
Total RBC to Risk-Weight Assets	21.83
Cash Dividends to Net Income	0.00
Growth Rates
Total Assets	30.2
Tier One Capital	8.59
Net Loans & Leases	39.12

Data compiled from the FFIEC website on June 4, 2012.