Federal Reserve ResourcesLast update: March 20, 2012

Additional Resources

Articles and Related Publications

"Bank Loans: Still Contracting" (Federal Reserve Bank of Cleveland): Information from various sources suggests that the number of loans that banks are making to businesses continues to fall.
"The Business of America Is Small Businesses" (Federal Reserve Bank of Philadelphia)
Consumer Compliance Outlook: A Federal Reserve System publication dedicated to consumer compliance issues.
"De novo banks: A failure of youth?" (Federal Reserve Bank of Minneapolis): Fedgazette reviews failure rate of newly chartered banks.
Interagency Statement on Meeting the Needs of Creditworthy Small Businesses
"New Markets Mortgage program broadens homeownership opportunities in Minnesota" (Federal Reserve Bank of Minneapolis): A new profit-based mortgage product offered by the African Development Center in Minneapolis could help make homeownership possible for Muslims and other interest-averse communities.
"Homeownership gaps among Indian reservations prove puzzling" (Federal Reserve Bank of Minneapolis): An analysis of some persistent gaps in homeownership rates among American Indian reservations in the Ninth Federal Reserve District.
"Minority-Owned Institutions: Challenges and Opportunities" (Federal Reserve Bank of Philadelphia): A review of some of the lessons learned and best practices followed in the current recession.
Presentations from New Markets Tax Credit Overview webinar (March 11 & 24, 2010) and 2010 National Interagency Community Reinvestment Conference (March 17, 2010). The first two presentations were also shown at the NBA Legislative Regulatory Conference on March 16, 2010.
- "How NMTCs Work; How Minority Banks Can Participate," H. Robert Tillman, Esq., Special Advisor, Federal Reserve Bank of Philadelphia (216 KB, 14 pages)
- "How NMTCs Work and How Minority and Community Banks Can Participate," Lowe & Savage LLC (160 KB, 25 pages)
- "Community Development Financial Institutions (CDFI) Fund" (365 KB, 17 pages)

Federal Reserve System

Federal Reserve System Online: Provides links to the public website for each Reserve Bank District and the Board of Governors and access to a variety of information, including:
- National community development data and resources
- Economic education resources
- Catalog of Federal Reserve publications (includes periodicals, pamphlets, and videos)
- Research articles, papers, and studies
Minority-Owned Banks and Their Branches
Mortgage Debt Outstanding
Small Business Resources (Federal Reserve Bank of Minneapolis)

Dynamic Maps

Bank Card and Mortgage Delinquencies in the United States: As part of the Federal Reserve System's Homeownership and Mortgage Initiatives, the Federal Reserve Bank of New York offers a set of dynamic maps and data that illustrate bank card and mortgage delinquencies across the United States. The source of the data is the credit reporting agency, TransUnion, LLC and its Trend Data database.
Nonprime Mortgage Conditions in the United States: The Federal Reserve System has made available a set of dynamic maps and data that illustrate subprime and alt-A mortgage loan conditions across the United States. The maps, which are maintained by the Federal Reserve Bank of New York, display regional variation in the condition of securitized, owner-occupied subprime, and alt-A mortgage loans.

Speeches and Testimony by Federal Reserve System Officials

The Present and Future of Community Banking, Governor Daniel K. Tarullo, at the Federal Reserve Bank of New York Community Bankers' Conference, New York, New York (April 8, 2010)
Brief Remarks by Chairman Ben S. Bernanke at the Congressional Black Caucus Foundation's Annual Legislative Conference, Washington, D.C. (September 25, 2009)
Bank Supervision, Governor Daniel K. Tarullo, before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C. (August 4, 2009)
Federal Reserve's Initiatives to Support Minority-Owned Institutions, Governor Elizabeth A. Duke, at the Minority Depository Institutions 2009 Conference, Chicago, Illinois (July 9, 2009)
Minority Depository Institutions: A Bridge to Community Stabilization (24 KB, 4 pages) Michael E. Collins, Executive Vice President and Lending Officer, Supervision, Regulation and Credit, Federal Reserve Bank of Philadelphia, Remarks at the Plenary Session: Regulatory Overview, Interagency Minority Depository Institutions National Conference (July 8, 2009)
A Framework for Analyzing Bank Lending, Governor Elizabeth A. Duke, at the 13th Annual University of North Carolina Banking Institute (March 30, 2009)
Credit Availability and Prudent Lending Standards, Governor Elizabeth A. Duke, before the Committee on Financial Services, U.S. House of Representatives (March 25, 2009)
The Financial Crisis and Community Banking, Chairman Ben S. Bernanke, at the Independent Community Bankers of America's National Convention and Techworld, Phoenix, Arizona (March 20, 2009)
Modernizing Bank Supervision and Regulation, Governor Daniel K. Tarullo, before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate (March 19, 2009)
Mortgage Lending Reform, Sandra F. Braunstein, Director, Division of Consumer and Community Affairs, before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S House of Representatives (March 11, 2009)