Peer Data

Women-Owned Banks (As of March 31, 2016)
Asset Size	All	Under $100M	Over $100M
Peer Group Information
Number of Banks in Peer Group	6	3	3
Earnings and Profitability: Percent of Average Assets
Noninterest Income	1.57	N/A*	N/A*
Noninterest Expense	3.54	N/A*	N/A*
Provision: Loan & Lease Losses	0.23	N/A*	N/A*
Realized Gains/Losses Sec	0.05	N/A*	N/A*
Net Operating Income	1.35	N/A*	N/A*
Net Income	1.35	N/A*	N/A*
Margin Analysis
Avg Earning Assets to Avg Assets	92.08	N/A*	N/A*
Net Int Inc-TE to Avg Earning Assets	3.93	N/A*	N/A*
Loan & Lease Analysis
Net Loss to Average Total LN & LS	0.27	N/A*	N/A*
LN & LS Allowance to Total LN & LS	1.60	N/A*	N/A*
Noncurrent Loans to Total Loans	1.58	N/A*	N/A*
Liquidity
Net Noncore Fund Dependence	-7.02	N/A*	N/A*
Net Loans & Leases to Assets	61.72	N/A*	N/A*
Capitalization
Tier One Leverage Capital	11.22	N/A*	N/A*
Tier One RBC to Risk-Weight Assets	17.15	N/A*	N/A*
Total RBC to Risk-Weight Assets	18.30	N/A*	N/A*
Cash Dividends to Net Income	13.00	N/A*	N/A*
Growth Rates
Total Assets	0.28	N/A*	N/A*
Tier One Capital	5.75	N/A*	N/A*
Net Loans & Leases	2.40	N/A*	N/A*

FRB ID_RSSD	Bank Name	City	State
338851	CAMBRIDGE ST BK	CAMBRIDGE	MN
751852	CENTRAL BK OF KANSAS CITY	KANSAS CITY	MO
921936	FARMERS ST BK	ELMWOOD	IL
242949	FIRST NEWTON NB	NEWTON	IA
244037	FRIEND BK	SLOCOMB	AL
52951	SECURITY ST BK	WEWOKA	OK

* There are an insufficient number of banks in this category for meaningful averaging.