Peer Data

Women-Owned Banks (As of June 30, 2014)
Asset Size	All	Under $100M	Over $100M
Peer Group Information
Number of Banks in Peer Group	7	5	2
Earnings and Profitability: Percent of Average Assets
Noninterest Income	1.08	N/A*	N/A*
Noninterest Expense	3.95	N/A*	N/A*
Provision: Loan & Lease Losses	0.24	N/A*	N/A*
Realized Gains/Losses Sec	0.03	N/A*	N/A*
Net Operating Income	0.61	N/A*	N/A*
Net Income	0.61	N/A*	N/A*
Margin Analysis
Avg Earning Assets to Avg Assets	89.54	N/A*	N/A*
Net Int Inc-TE to Avg Earning Assets	4.24	N/A*	N/A*
Loan & Lease Analysis
Net Loss to Average Total LN & LS	0.29	N/A*	N/A*
LN & LS Allowance to Total LN & LS	1.57	N/A*	N/A*
Noncurrent Loans to Total Loans	1.23	N/A*	N/A*
Liquidity
Net Noncore Fund Dependence	-0.24	N/A*	N/A*
Net Loans & Leases to Assets	65.06	N/A*	N/A*
Capitalization
Tier One Leverage Capital	10.04	N/A*	N/A*
Tier One RBC to Risk-Weight Assets	15.43	N/A*	N/A*
Total RBC to Risk-Weight Assets	16.6	N/A*	N/A*
Cash Dividends to Net Income	205.87	N/A*	N/A*
Growth Rates
Total Assets	-0.62	N/A*	N/A*
Tier One Capital	3.49	N/A*	N/A*
Net Loans & Leases	4.87	N/A*	N/A*

Banks in Selected Peer Group
FRB ID RSSD	Institution Name	City	State
338851	CAMBRIDGE STATE BANK	CAMBRIDGE	MN
751852	CENTRAL BANK OF KANSAS CITY	KANSAS CITY	MO
921936	FARMERS STATE BANK	ELMWOOD	IL
242949	FIRST NEWTON NATIONAL BANK	NEWTON	IA
244037	FRIEND BANK	SLOCOMB	AL
286457	PARK STATE BANK	DULUTH	MN
52951	SECURITY STATE BANK OF WEWOKA, OKLAHOMA	WEWOKA	OK

* There are an insufficient number of banks in this category for meaningful averaging.

Data compiled from the FFIEC website on August 25, 2014.