Skip navigation links

About Us • Contact Us • FAQs
E-Mail Subscription • Archives

Home > Peer Data > 2008 Data Tables > Multiracial American Banks (Year-End 2008)

Peer Data

Multiracial American Banks (Year-End 2008)
 
12/31/2008
12/31/2007
12/31/2006
12/31/2005
12/31/2004
Peer Group Information
NUMBER OF BANKS IN PEER GROUP
5
5
5
4
4
Earnings and Profitability: Percent of Average Assets
NONINTEREST INCOME
1.21
1.36
1.16
1.22
2.87
NONINTEREST EXPENSE
4.86
6.54
7.69
4.78
4.61
PROVISION LOAN & LEASE LOSSES
0.77
0.36
0.32
0.07
0.22
REALIZED GAINS/LOSSES SEC
0.03
-0.01
-0.07
0.01
-0.06
NET OPERATING INCOME
-0.98
-1.35
-2.61
0.18
1.62
NET INCOME
-0.98
-1.35
-2.61
0.18
1.62
Margin Analysis
AVG EARNING ASSETS TO AVG ASSETS
95.58
94.67
93.37
91.92
90.06
NET INT INC-TE TO AVG EARNING ASSET
3.42
4.23
4.68
4.30
3.86
Loan & Lease Analysis
NET LOSS TO AVERAGE TOTAL LN & LS
0.44
0.24
0.05
0.17
0.05
LN & LS ALLOWANCE TO TOTAL LN & LS
1.56
1.21
1.16
1.19
1.38
NON-CUR LN & LS TO GROSS LN & LS
2.22
2.13
0.58
0.56
0.93
Liquidity
NET NONCORE FUND DEPENDENCE
50.28
36.09
16.32
29.73
24.38
NET LOANS & LEASES TO ASSETS
66.56
70.43
68.65
59.63
59.29
Capitalization
TIER ONE LEVERAGE CAPITAL
9.23
12.08
19.02
13.27
14.52
TIER ONE RBC TO RISK-WEIGHT ASSETS
13.57
15.88
22.26
19.74
21.90
TOTAL RBC TO RISK-WEIGHT ASSETS
14.75
16.89
23.23
20.84
23.10
CASH DIVIDENDS TO NET INCOME
-14.64
0.00
0.00
0.00
-23.15
Growth Rates
ASSETS
34.23
32.64
1.87
12.98
2.01
TIER ONE CAPITAL
2.16
-8.90
5.44
2.04
18.36
NET LOANS & LEASES
21.25
35.98
10.09
14.96
18.47
Banks in Selected Peer Group
FDIC Cert. Number Institution Name City State Zip County
21220 Espirito Santo Bank Miami FL 33131 Miami-dade
34548 Neighborhood National Bank San Diego CA 92113 San Diego
34643 Sunstate Bank Miami FL 33176 Miami-dade
57041 The Community's Bank Bridgeport CT 06604 Fairfield
58082 Libertad Bank SSB Austin TX 78704 Travis

Return to the main page for peer data.