Peer Data

Asian Banks (Year-End 2008)
	12/31/2008	12/31/2007	12/31/2006	12/31/2005	12/31/2004
Peer Group Information
NUMBER OF BANKS IN PEER GROUP	88	87	78	67	58
Earnings and Profitability: Percent of Average Assets
NONINTEREST INCOME	0.46	0.53	0.63	0.75	0.98
NONINTEREST EXPENSE	3.60	4.25	4.93	4.65	3.45
PROVISION LOAN & LEASE LOSSES	0.81	0.48	0.45	0.32	0.22
REALIZED GAINS/LOSSES SEC	-0.01	0.00	-0.00	-0.00	0.00
NET OPERATING INCOME	-0.70	-0.49	-0.70	-0.30	1.03
NET INCOME	-0.68	-0.48	-0.70	-0.30	1.03
Margin Analysis
AVG EARNING ASSETS TO AVG ASSETS	95.56	94.83	94.55	94.66	94.17
NET INT INC-TE TO AVG EARNING ASSET	3.44	4.20	4.64	4.56	4.28
Loan & Lease Analysis
NET LOSS TO AVERAGE TOTAL LN & LS	0.43	0.15	0.09	0.11	0.11
LN & LS ALLOWANCE TO TOTAL LN & LS	1.55	1.26	1.30	1.24	1.31
NON-CUR LN & LS TO GROSS LN & LS	2.13	0.73	0.52	0.58	0.64
Liquidity
NET NONCORE FUND DEPENDENCE	37.74	25.44	19.35	18.25	20.35
NET LOANS & LEASES TO ASSETS	77.05	71.33	66.05	67.67	70.50
Capitalization
TIER ONE LEVERAGE CAPITAL	12.16	14.70	15.70	13.84	10.00
TIER ONE RBC TO RISK-WEIGHT ASSETS	14.25	18.44	20.23	18.17	13.06
TOTAL RBC TO RISK-WEIGHT ASSETS	15.47	19.66	21.40	19.31	14.27
CASH DIVIDENDS TO NET INCOME	10.88	9.53	9.92	12.31	16.25
Growth Rates
ASSETS	19.38	22.11	19.56	16.72	20.67
TIER ONE CAPITAL	3.04	7.09	12.27	21.67	14.51
NET LOANS & LEASES	34.34	39.16	26.44	15.82	24.44

Banks in Selected Peer Group
FDIC Cert. Number	Institution Name	City	State	Zip	County
916	The National Republic Bank of Chicago	Chicago	IL	60607	Cook
18296	Hawaii National Bank	Honolulu	HI	96812	Honolulu
18301	First State Bank	Shallowater	TX	79363	Lubbock
18503	Cathay Bank	Los Angeles	CA	90012	Los Angeles
18659	Mutual Bank	Harvey	IL	60426	Cook
19554	High Trust Bank	Leary	GA	31762	Calhoun
20387	Bank of the Orient	San Francisco	CA	94126	San Francisco
20845	Wallis State Bank	Wallis	TX	77485	Austin
20884	Bank of Guam	Hagatna	GU	96932	Guam
23086	OMNI Bank, National Association	Alhambra	CA	91801	Los Angeles
23373	United Orient Bank	New York	NY	10038	New York
23805	United Pacific Bank	City Of Industry	CA	91748	Los Angeles
23876	Innovative Bank	Oakland	CA	94612	Alameda
25158	Finance Factors, Ltd.	Honolulu	HI	96813	Honolulu
25330	United Central Bank	Garland	TX	75042	Dallas
25749	Eastbank, National Association	New York	NY	10013	New York
25745	Asia Bank, National Association	New York City	NY	11354	Queens
25869	Metropolitan Bank	Oakland	CA	94606	Alameda
26223	Golden Bank, National Association	Houston	TX	77036	Harris
26610	Center Bank	Los Angeles	CA	90010	Los Angeles
26790	BNB Bank, National Association	Fort Lee	NJ	07024	Bergen
26937	MetroBank, National Association	Houston	TX	77201	Harris
27074	State Bank of Texas	Dallas	TX	75376	Dallas
27267	Amerasia Bank	Flushing	NY	11355	Queens
27447	The Foster Bank	Chicago	IL	60625	Cook
31628	East West Bank	Pasadena	CA	91101	Los Angeles
32193	First Commerce Bank	Encino	CA	91436	Los Angeles
32185	R-G Premier Bank of Puerto Rico	Hato Rey	PR	00919	San Juan
32277	Eastern International Bank	Los Angeles	CA	90012	Los Angeles
33013	Asian Pacific National Bank	San Gabriel	CA	91776	Los Angeles
33401	Metro United Bank	San Diego	CA	92111	San Diego
33316	Citizens Security Bank (Guam), Inc.	Hagatna	GU	96910	Guam
33435	Saehan Bank	Los Angeles	CA	90010	Los Angeles
33513	First International Bank	Plano	TX	75094	Collin
33539	Preferred Bank	Los Angeles	CA	90017	Los Angeles
33708	International Bank of Chicago	Chicago	IL	60640	Cook
33872	Great Eastern Bank of Florida	Miami	FL	33166	Miami-dade
34010	EverTrust Bank	City Of Industry	CA	91748	Los Angeles
34046	Global Commerce Bank	Doraville	GA	30340	Dekalb
34089	Pacific Global Bank	Chicago	IL	60616	Cook
34112	Premier Bank	Denver	CO	80202	Denver
34110	Quantum National Bank	Suwanee	GA	30024	Gwinnett
34319	Southwestern National Bank	Houston	TX	77036	Harris
34334	American Metro Bank	Chicago	IL	60640	Cook
34658	Citizens Bank and Trust Company of Chicago	Chicago	IL	60646	Cook
34656	American First National Bank	Houston	TX	77036	Harris
34759	Asian Bank	Philadelphia	PA	19105	Philadelphia
34998	First Intercontinental Bank	Doraville	GA	30340	Dekalb
35186	First American International Bank	Brooklyn	NY	11220	Kings
35419	Premier Bank	Wilmette	IL	60091	Cook
35474	TomatoBank, National Association	City Of Industry	CA	91748	Los Angeles
57120	UNITI BANK	Buena Park	CA	90621	Orange
57198	American Premier Bank	Arcadia	CA	91006	Los Angeles
57246	Pacific International Bank	Seattle	WA	98133	King
57332	Mirae Bank	Los Angeles	CA	90010	Los Angeles
57444	American Continental Bank	City Of Industry	CA	91748	Los Angeles
57463	Pacific City Bank	Los Angeles	CA	90010	Los Angeles
57759	All American Bank	Des Plaines	IL	60016	Cook
57794	American United Bank	Lawrenceville	GA	30044	Gwinnett
57871	MoreBank	Philadelphia	PA	19126	Philadelphia
57873	Commonwealth Business Bank	Los Angeles	CA	90036	Los Angeles
57885	First Vietnamese American Bank	Westminster	CA	92683	Orange
57901	One World Bank	Dallas	TX	75229	Dallas
57944	First Standard Bank	Los Angeles	CA	90017	Los Angeles
57966	First Choice Bank	Cerritos	CA	90703	Los Angeles
57974	Saigon National Bank	Westminster	CA	92683	Orange
57983	Indus American Bank	Iselin	NJ	08830	Middlesex
58060	First General Bank	Rowland Heights	CA	91748	Los Angeles
58137	Pacific Rim Bank	Honolulu	HI	96813	Honolulu
58181	Metro City Bank	Doraville	GA	30340	Dekalb
58203	NewBank	Flushing	NY	11354	Queens
58234	Pacific Alliance Bank	Rosemead	CA	91770	Los Angeles
58231	Ohana Pacific Bank	Honolulu	HI	96814	Honolulu
58261	Premier Business Bank	Los Angeles	CA	90017	Los Angeles
58253	Asian Bank of Arizona	Phoenix	AZ	85008	Maricopa
58263	Global Bank	New York	NY	10002	New York
58310	US Metro Bank	Garden Grove	CA	92844	Orange
58308	Haven Trust Bank Florida	Ponte Vedra Beach	FL	32004	St. Johns
58340	Lotus Bank	Novi	MI	48374	Oakland
58348	Millennium Bank	Des Plaines	IL	60016	Cook
58377	Central Bank	Tampa	FL	33647	Hillsborough
58391	Golden Coast Bank	Long Beach	CA	90813	Los Angeles
58407	UniBank	Lynnwood	WA	98037	Snohomish
58401	Mega Bank	San Gabriel	CA	91776	Los Angeles
58418	Nevada National Bank	Las Vegas	NV	89146	Clark
58469	American Plus Bank, N.A.	Arcadia	CA	91007	Los Angeles
58499	First Asian Bank	Las Vegas	NV	89146	Clark
58584	American Pride Bank	Macon	GA	31210	Bibb

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