> > >
12/31/2008
|
12/31/2007
|
12/31/2006
|
12/31/2005
|
12/31/2004
|
|
---|---|---|---|---|---|
Peer Group Information | |||||
NUMBER OF BANKS IN PEER GROUP |
18
|
18
|
18
|
18
|
18
|
Earnings and Profitability: Percent of Average Assets | |||||
NONINTEREST INCOME |
0.88
|
0.88
|
0.90
|
0.97
|
1.09
|
NONINTEREST EXPENSE |
3.60
|
3.49
|
3.54
|
3.84
|
3.91
|
PROVISION LOAN & LEASE LOSSES |
0.62
|
0.15
|
0.15
|
0.16
|
0.17
|
REALIZED GAINS/LOSSES SEC |
-0.46
|
-0.04
|
-0.00
|
-0.03
|
0.04
|
NET OPERATING INCOME |
0.11
|
0.84
|
0.94
|
0.80
|
0.88
|
NET INCOME |
0.15
|
0.84
|
0.94
|
0.80
|
0.88
|
Margin Analysis | |||||
AVG EARNING ASSETS TO AVG ASSETS |
94.98
|
95.07
|
95.24
|
94.73
|
93.69
|
NET INT INC-TE TO AVG EARNING ASSET |
3.89
|
4.10
|
4.26
|
4.34
|
4.42
|
Loan & Lease Analysis | |||||
NET LOSS TO AVERAGE TOTAL LN & LS |
0.54
|
0.15
|
0.31
|
0.13
|
0.18
|
LN & LS ALLOWANCE TO TOTAL LN & LS |
1.63
|
1.39
|
1.40
|
1.55
|
1.53
|
NON-CUR LN & LS TO GROSS LN & LS |
4.34
|
2.51
|
1.62
|
1.62
|
1.61
|
Liquidity | |||||
NET NONCORE FUND DEPENDENCE |
34.89
|
31.35
|
29.17
|
23.68
|
25.39
|
NET LOANS & LEASES TO ASSETS |
63.84
|
62.79
|
62.11
|
60.30
|
59.77
|
Capitalization | |||||
TIER ONE LEVERAGE CAPITAL |
8.91
|
9.19
|
9.64
|
9.47
|
9.20
|
TIER ONE RBC TO RISK-WEIGHT ASSETS |
13.59
|
13.87
|
14.02
|
14.23
|
14.55
|
TOTAL RBC TO RISK-WEIGHT ASSETS |
15.03
|
15.31
|
15.14
|
15.40
|
15.76
|
CASH DIVIDENDS TO NET INCOME |
38.82
|
57.82
|
36.56
|
29.89
|
68.25
|
Growth Rates | |||||
ASSETS |
6.01
|
6.05
|
7.15
|
9.33
|
11.27
|
TIER ONE CAPITAL |
2.15
|
4.24
|
8.97
|
9.30
|
9.79
|
NET LOANS & LEASES |
7.96
|
7.85
|
9.88
|
10.18
|
14.15
|
FDIC Cert. Number | Institution Name | City | State | Zip | County |
---|---|---|---|---|---|
8033 | Citizens Trust Bank | Atlanta | GA | 30302 | Fulton |
12266 | Mechanics & Farmers Bank | Durham | NC | 27702 | Durham |
14679 | Industrial Bank | Oxon Hill | MD | 20745 | District Of Columbia |
16511 | Tri-State Bank of Memphis | Memphis | TN | 38101 | Shelby |
19328 | Seaway Bank and Trust Company | Chicago | IL | 60619 | Cook |
20179 | First Independence Bank | Detroit | MI | 48226 | Wayne |
20290 | Highland Community Bank | Chicago | IL | 60620 | Cook |
20856 | Liberty Bank and Trust Company | New Orleans | LA | 70160 | Orleans |
21111 | City National Bank of New Jersey | Newark | NJ | 07102 | Essex |
23966 | OneUnited Bank | Boston | MA | 02110 | Suffolk |
24015 | The Harbor Bank of Maryland | Baltimore | MD | 21201 | Baltimore City |
26725 | EuroBank | Coral Gables | FL | 33134 | Miami-dade |
33938 | Capitol City Bank & Trust Company | Atlanta | GA | 30310 | Fulton |
33990 | Bank of St. Croix, Inc. | Christiansted | VI | 00820 | St. Croix |
34496 | First Commercial Bank (USA) | Alhambra | CA | 91801 | Los Angeles |
34818 | Legacy Bank | Milwaukee | WI | 53206 | Milwaukee |
34919 | Detroit Commerce Bank | Detroit | MI | 48226 | Wayne |
35314 | Alamerica Bank | Birmingham | AL | 35205 | Jefferson |
Return to the main page for peer data.