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Peer Data
|
09/30/2008
|
09/30/2007
|
12/31/2007
|
12/31/2006
|
12/31/2005
|
|
|---|---|---|---|---|---|
| Peer Group Information | |||||
| NUMBER OF BANKS IN PEER GROUP |
125
|
125
|
125
|
125
|
118
|
| Earnings and Profitability: Percent of Average Assets | |||||
| NONINTEREST INCOME |
0.72
|
0.75
|
0.75
|
0.75
|
0.87
|
| NONINTEREST EXPENSE |
3.16
|
3.17
|
3.24
|
3.41
|
3.39
|
| PROVISION LOAN & LEASE LOSSES |
0.64
|
0.29
|
0.36
|
0.26
|
0.23
|
| REALIZED GAINS/LOSSES SEC |
-0.01
|
-0.00
|
-0.00
|
-0.00
|
-0.00
|
| NET OPERATING INCOME |
0.23
|
0.79
|
0.67
|
0.79
|
1.02
|
| NET INCOME |
0.24
|
0.79
|
0.67
|
0.82
|
1.02
|
| Margin Analysis | |||||
| AVG EARNING ASSETS TO AVG ASSETS |
95.19
|
94.82
|
94.82
|
94.68
|
94.34
|
| NET INT INC-TE TO AVG EARNING ASSET |
3.69
|
4.15
|
4.12
|
4.38
|
4.38
|
| Loan & Lease Analysis | |||||
| NET LOSS TO AVERAGE TOTAL LN & LS |
0.48
|
0.17
|
0.23
|
0.15
|
0.15
|
| LN & LS ALLOWANCE TO TOTAL LN & LS |
1.47
|
1.26
|
1.28
|
1.27
|
1.30
|
| NON-CUR LN & LS TO GROSS LN & LS |
2.66
|
1.20
|
1.39
|
0.81
|
0.76
|
| Liquidity | |||||
| NET NONCORE FUND DEPENDENCE |
38.72
|
33.90
|
35.64
|
29.61
|
28.25
|
| NET LOANS & LEASES TO ASSETS |
73.09
|
69.01
|
70.58
|
65.55
|
65.13
|
| Capitalization | |||||
| TIER ONE LEVERAGE CAPITAL |
9.84
|
10.32
|
10.08
|
10.51
|
10.09
|
| TIER ONE RBC TO RISK-WEIGHT ASSETS |
12.77
|
13.90
|
13.33
|
14.63
|
14.31
|
| TOTAL RBC TO RISK-WEIGHT ASSETS |
14.06
|
15.09
|
14.56
|
15.78
|
15.48
|
| CASH DIVIDENDS TO NET INCOME |
15.10
|
21.40
|
24.72
|
17.20
|
16.02
|
| Growth Rates | |||||
| ASSETS |
10.16
|
13.92
|
13.91
|
14.52
|
15.32
|
| TIER ONE CAPITAL |
5.21
|
10.21
|
7.53
|
13.37
|
17.20
|
| NET LOANS & LEASES |
16.54
|
19.87
|
22.35
|
17.61
|
16.22
|
| Bank Name |
RSSD
|
CERT
|
Assets
|
|---|---|---|---|
| BANCO POPULAR DE PUERTO RICO |
940311
|
34968
|
25,937,000
|
| FIRSTBANK OF PUERTO RICO |
510871
|
30387
|
18,288,435
|
| WESTERNBANK PUERTO RICO |
752970
|
31027
|
16,787,748
|
| BANCO POPULAR NORTH AMERICA |
2736291
|
34967
|
12,801,641
|
| EAST WEST BANK |
197478
|
31628
|
11,706,993
|
| CATHAY BANK |
595869
|
18503
|
11,039,989
|
| INTERNATIONAL BK OF COM |
1001152
|
19629
|
9,821,668
|
| DORAL BANK |
671576
|
32102
|
8,701,494
|
| BANCO SANTANDER PUERTO RICO |
816210
|
20828
|
7,952,722
|
| R-G PREMIER BANK OF RQ |
559777
|
32185
|
7,193,424
|
| BANCO BILBAO VIZCAYA ARGENTA |
170716
|
19919
|
6,234,406
|
| ORIENTAL BANK & TRUST |
245276
|
31469
|
5,556,900
|
| OCEAN BANK |
663834
|
24156
|
4,439,070
|
| EUROBANK |
1164730
|
27150
|
2,783,436
|
| CENTER BANK |
671464
|
26610
|
2,032,238
|
| U S CENTURY BANK |
3146150
|
57369
|
1,753,775
|
| MUTUAL BANK |
754433
|
18659
|
1,678,284
|
| LONE STAR NATIONAL BANK |
842460
|
24347
|
1,668,976
|
| SCOTIABANK DE PUERTO RICO |
716413
|
22946
|
1,553,675
|
| PREFERRED BANK |
1918344
|
33539
|
1,447,632
|
| METROBANK NATIONAL ASSN |
189352
|
26937
|
1,174,794
|
| NATIONAL REPUBLIC BK CHICAGO |
215130
|
916
|
957,433
|
| BAC FLORIDA BANK |
725732
|
21265
|
949,564
|
| UNITED CENTRAL BANK |
259657
|
25330
|
906,583
|
| FALCON INTERNATIONAL BANK |
564557
|
26856
|
890,163
|
| SAEHAN BANK |
1865680
|
33435
|
887,458
|
| BANK OF GUAM |
711472
|
20884
|
872,679
|
| INTERNATIONAL BK OF COM |
230759
|
25679
|
835,564
|
| BANK OF THE ORIENT |
777366
|
20387
|
731,390
|
| FINANCE FACTORS LTD |
827560
|
25158
|
704,021
|
| INTERNATIONAL BK OF MIAMI NA |
666031
|
19040
|
697,609
|
| ONEUNITED BANK |
935308
|
23966
|
625,311
|
| AMERICAN FIRST NATIONAL BANK |
2694681
|
34656
|
620,185
|
| STATE BANK OF TEXAS |
1157415
|
27074
|
595,745
|
| FIRST AMERICAN INTL BANK |
2857794
|
35186
|
592,295
|
| PACIFIC CITY BANK |
3212402
|
57463
|
565,570
|
| FOSTER BANK |
1362246
|
27447
|
565,200
|
| HAVEN TRUST BANK |
2876889
|
35379
|
559,551
|
| TOMATOBANK NATIONAL ASSN |
2943389
|
35474
|
540,687
|
| TRANSATLANTIC BANK |
972237
|
25580
|
499,165
|
| HAWAII NATIONAL BANK |
915065
|
18296
|
498,499
|
| GOLDEN BANK NATIONAL ASSN |
536059
|
26223
|
478,417
|
| EVERTRUST BANK |
2297998
|
34010
|
477,540
|
| CITY NB OF NEW JERSEY |
567905
|
21111
|
471,099
|
| ESPIRITO SANTO BANK |
729132
|
21220
|
461,258
|
| MIRAE BANK |
3125016
|
57332
|
450,094
|
| COMMERCE BANK |
625159
|
23772
|
440,141
|
| ASIA BANK NATIONAL ASSN |
810900
|
25745
|
437,681
|
| FIRST COMMERCIAL BANK USA |
2332910
|
34496
|
437,511
|
| INTERNATIONAL BK OF COM |
382069
|
24961
|
423,045
|
| METRO UNITED BANK |
1864601
|
33401
|
421,965
|
| INTERNATIONAL FINANCE BANK |
867632
|
24823
|
386,889
|
| PREMIER AMERICAN BANK |
3048067
|
57147
|
386,655
|
| FIRST INTERNATIONAL BANK |
1899902
|
33513
|
381,214
|
| LIBERTY BANK & TRUST CO |
283438
|
20856
|
366,502
|
| INDUSTRIAL BANK |
536527
|
14679
|
365,302
|
| COMMUNITY COMMERCE BANK |
299868
|
26363
|
364,957
|
| QUANTUM NATIONAL BANK |
2354387
|
34110
|
364,872
|
| SEAWAY BANK & TRUST CO |
673431
|
19328
|
344,539
|
| CITIZENS TRUST BANK |
680130
|
8033
|
335,107
|
| SOUTHWESTERN NATIONAL BANK |
2625724
|
34319
|
331,537
|
| PREMIER BANK |
2869199
|
35419
|
324,981
|
| EXECUTIVE NATIONAL BANK |
1002430
|
20711
|
303,351
|
| FIRST COMMERCE BANK |
621674
|
32193
|
299,433
|
| COMMONWEALTH BUSINESS BANK |
3337097
|
57873
|
295,847
|
| CAPITOL CITY BANK & TRUST CO |
2243977
|
33938
|
295,507
|
| CANYON NATIONAL BANK |
2713582
|
34692
|
294,545
|
| WALLIS STATE BANK |
283867
|
20845
|
291,376
|
| BNB BANK NATIONAL ASSN |
609609
|
26790
|
289,525
|
| INNOVATIVE BANK |
104663
|
23876
|
284,747
|
| HARBOR BANK OF MARYLAND |
533124
|
24015
|
279,986
|
| MECHANICS & FARMERS BANK |
332224
|
12266
|
273,876
|
| METRO CITY BANK |
3437456
|
58181
|
272,923
|
| PACIFIC INTERNATIONAL BANK |
3071083
|
57246
|
247,409
|
| UNITI BANK |
3076284
|
57120
|
244,831
|
| UNITED AMERICAS BANK NA |
2806112
|
35065
|
239,653
|
| FIRST INTERCONTINENTAL BANK |
2877840
|
34998
|
235,316
|
| LUMBEE GUARANTY BANK |
651121
|
20568
|
231,118
|
| CONTINENTAL NB OF MIAMI |
837037
|
21578
|
215,118
|
| LEGACY BANK |
2727990
|
34818
|
214,828
|
| FIRST INDEPENDENCE BANK |
254849
|
20179
|
203,926
|
| AMERASIA BANK |
1169650
|
27267
|
190,676
|
| FIRST BANKAMERICANO |
2538842
|
34270
|
183,917
|
| EASTBANK NATIONAL ASSN |
98717
|
25749
|
180,091
|
| INTERNATIONAL BK OF CHICAGO |
2006024
|
33708
|
177,889
|
| FIRST NATIONAL BANK & TRUST CO |
396253
|
25738
|
176,109
|
| SUNSTATE BANK |
2791085
|
34643
|
174,866
|
| PACIFIC GLOBAL BANK |
2360904
|
34089
|
166,351
|
| HIGH TRUST BANK |
770433
|
19554
|
164,878
|
| FIRST GENERAL BANK |
3386264
|
58060
|
157,131
|
| HAVEN TRUST BANK FLORIDA |
3448836
|
58308
|
154,519
|
| MISSION NATIONAL BANK |
519360
|
23749
|
152,130
|
| GLOBAL COMMERCE BANK |
2328249
|
34046
|
150,706
|
| BBVA BANCOMER USA |
423065
|
18255
|
145,416
|
| CENTINEL BANK OF TAOS |
800853
|
19904
|
144,882
|
| CITIZENS SECURITY BK GQ INC |
1852569
|
33316
|
143,407
|
| MY BANK |
1972298
|
33616
|
141,795
|
| METROPOLITAN BANK |
534466
|
25869
|
137,973
|
| UNITED PACIFIC BANK |
609467
|
23805
|
137,246
|
| UNION CREDIT BANK |
3057818
|
35599
|
133,323
|
| OMNI BANK NATIONAL ASSN |
300063
|
23086
|
132,948
|
| BORREGO SPRINGS BANK NA |
962265
|
24080
|
131,548
|
| NEIGHBORHOOD NATIONAL BANK |
2333140
|
34548
|
131,527
|
| AMERICAN CONTINENTAL BANK |
3216316
|
57444
|
131,420
|
| FARMERS & MERCHANTS BANK |
163857
|
12761
|
131,051
|
| FIRST STANDARD BANK |
3357219
|
57944
|
130,595
|
| INTERCONTINENTAL BANK |
3122828
|
57214
|
128,661
|
| PACIFIC RIM BANK |
3426656
|
58137
|
127,787
|
| TRI-STATE BANK OF MEMPHIS |
515054
|
16511
|
122,569
|
| INDUS AMERICAN BANK |
3369959
|
57983
|
120,129
|
| WOODLANDS NATIONAL BANK |
980951
|
1417
|
118,546
|
| AMERICAN UNITED BANK |
3311181
|
57794
|
118,245
|
| UNITED BK EL PASO DEL NORTE |
2942823
|
57119
|
113,988
|
| AMERICAN BK BAXTER SPRINGS |
1002953
|
4624
|
112,775
|
| UNIBANK |
3487947
|
58407
|
112,431
|
| HIGHLAND COMMUNITY BANK |
76135
|
20290
|
111,438
|
| SECURITY ONE BANK |
3419416
|
58243
|
110,427
|
| US METRO BANK |
3470154
|
58310
|
107,880
|
| NATIVE AMERICAN BANK NA |
664653
|
27026
|
107,225
|
| BAY BANK |
2329200
|
34052
|
106,973
|
| ALAMERICA BANK |
2877484
|
35314
|
106,216
|
| UNITED ORIENT BANK |
70218
|
23373
|
103,904
|
| AMERICAS UNITED BANK |
3488980
|
58360
|
102,977
|
| DETROIT COMMERCE BANK |
2716613
|
34919
|
102,736
|
| BANK OF ST CROIX INC |
2281371
|
33990
|
100,327
|
| TOTAL ASSETS |
-
|
-
|
194,051,221
|
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