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VERSION:2.0
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CLASS:PUBLIC
CREATED:20260430T195623
DESCRIPTION:<span style="color: #212529\; background-color: #fafcfc\;">In 
 this article\, we analyze the experience and performance of MDIs in their
  primary local service areas in recent periods\, including before\, durin
 g\, and after the 2008 financial crisis. We provide a review of the secto
 r\, highlighting key policies and initiatives pertaining to and affecting
  these institutions\, and provide a brief review of previous research. We
  document trends in the sector\, including: 1) the characteristics of the
  locations where MDIs tend to do business\; 2) the changing landscape of 
 MDIs in terms of openings\, closings\, and mergers by ethnic ownership\; 
 and 3) the performance of MDIs as measured by selected financial ratios\,
  including loan quality\, operating income\, and funding sources. We pres
 ent these trends over time\, comparing MDIs with nonminority-owned (non-M
 DI) community banks.</span>\n
DTEND;VALUE=DATE:20241107
DTSTAMP:20260430T235623Z
DTSTART;VALUE=DATE:20241106
GEO:0.000000;0.000000
LOCATION:Convention Center\, 123 Event St.\, Chicago\, Alabama
SEQUENCE:0
SUMMARY:One Day Event with times
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