| Asset Size |
All |
Under $100M |
Over $100M |
|---|---|---|---|
| Peer Group Information | |||
| Number of Banks in Peer Group |
25 |
10 |
15 |
| Earnings and Profitability: Percent of Average Assets | |||
| Noninterest Income |
0.98 |
1.09 |
1.17 |
| Noninterest Expense |
5.04 |
5.14 |
5.10 |
| Provision: Loan & Lease Losses |
0.10 |
0.41 |
0.01 |
| Realized Gains/Losses Sec |
0.03 |
0.01 |
0.16 |
| Net Operating Income |
-0.40 |
-0.66 |
-0.28 |
| Net Income |
-0.42 |
-0.66 |
-0.31 |
| Margin Analysis | |||
| Avg Earning Assets to Avg Assets |
91.72 |
89.88 |
92.22 |
| Net Int Inc-TE to Avg Earning Assets |
3.93 |
4.04 |
3.85 |
| Loan & Lease Analysis | |||
| Net Loss to Average Total LN & LS |
1.06 |
1.60 |
0.89 |
| LN & LS Allowance to Total LN & LS |
2.24 |
2.37 |
2.34 |
| Noncurrent Loans to Total Loans |
7.25 |
9.19 |
6.74 |
| Liquidity | |||
| Net Noncore Fund Dependence |
7.85 |
4.83 |
9.88 |
| Net Loans & Leases to Assets |
61.43 |
61.39 |
61.31 |
| Capitalization | |||
| Tier One Leverage Capital |
8.73 |
8.46 |
9.03 |
| Tier One RBC to Risk-Weight Assets |
13.41 |
12.88 |
14.20 |
| Total RBC to Risk-Weight Assets |
14.69 |
14.20 |
15.46 |
| Cash Dividends to Net Income |
1.59 |
0.00 |
5.73 |
| Growth Rates | |||
| Total Assets |
-1.56 |
-3.00 |
-0.78 |
| Tier One Capital |
-0.24 |
-8.99 |
7.68 |
| Net Loans & Leases |
-0.76 |
-4.07 |
2.60 |
| FRB ID RSSD | Bank Name | City | State |
|---|---|---|---|
| 2877484 | ALAMERICA BK | BIRMINGHAM | AL |
| 26176 | BROADWAY FED BK FSB | LOS ANGELES | CA |
| 268677 | CARVER FSB | NEW YORK | NY |
| 370833 | CARVER ST BK | SAVANNAH | GA |
| 55635 | CITIZENS SVG B&TC | NASHVILLE | TN |
| 680130 | CITIZENS TR BK | ATLANTA | GA |
| 567905 | CITY NB OF NJ | NEWARK | NJ |
| 596277 | COLUMBIA S&LA | MILWAUKEE | WI |
| 578237 | COMMONWEALTH NB | MOBILE | AL |
| 254849 | FIRST INDEPENDENCE BK | DETROIT | MI |
| 722227 | FIRST ST BK | DANVILLE | VA |
| 533124 | HARBOR BK OF MD | BALTIMORE | MD |
| 250476 | ILLINOIS-SERVICE FS&LA | CHICAGO | IL |
| 536527 | INDUSTRIAL BK | WASHINGTON | DC |
| 283438 | LIBERTY B&TC | NEW ORLEANS | LA |
| 332224 | MECHANICS & FARMERS BK | DURHAM | NC |
| 2496081 | METRO BK | LOUISVILLE | KY |
| 759540 | NORTH MILWAUKEE ST BK | MILWAUKEE | WI |
| 935308 | ONEUNITED BK | BOSTON | MA |
| 673431 | SEAWAY B&TC | CHICAGO | IL |
| 2794732 | SOUTH CAROLINA CMNTY BK | COLUMBIA | SC |
| 515054 | TRI-STATE BK OF MEMPHIS | MEMPHIS | TN |
| 1945247 | UNITED BK OF PHILADELPHIA | PHILADELPHIA | PA |
| 853251 | UNITY NB OF HOUSTON | HOUSTON | TX |
| 4184186 | URBAN PARTSHP BK | CHICAGO | IL |
Data compiled from the FFIEC website on December 15, 2015.
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