| Asset Size |
All |
Under $100M |
Over $100M |
|---|---|---|---|
| Peer Group Information | |||
| Number of Banks in Peer Group |
25 |
10 |
15 |
| Earnings and Profitability: Percent of Average Assets | |||
| Noninterest Income |
0.96 |
0.99 |
1.17 |
| Noninterest Expense |
4.92 |
4.92 |
5.09 |
| Provision: Loan & Lease Losses |
-0.02 |
0.08 |
-0.12 |
| Realized Gains/Losses Sec |
0.07 |
0.01 |
0.21 |
| Net Operating Income |
-0.12 |
-0.24 |
-0.10 |
| Net Income |
-0.14 |
-0.24 |
-0.12 |
| Margin Analysis | |||
| Avg Earning Assets to Avg Assets |
92.16 |
90.77 |
92.23 |
| Net Int Inc-TE to Avg Earning Assets |
4.00 |
4.12 |
3.90 |
| Loan & Lease Analysis | |||
| Net Loss to Average Total LN & LS |
0.85 |
2.37 |
0.58 |
| LN & LS Allowance to Total LN & LS |
2.54 |
2.43 |
2.72 |
| Noncurrent Loans to Total Loans |
7.69 |
10.21 |
7.32 |
| Liquidity | |||
| Net Noncore Fund Dependence |
8.15 |
3.30 |
10.38 |
| Net Loans & Leases to Assets |
61.59 |
61.71 |
61.42 |
| Capitalization | |||
| Tier One Leverage Capital |
8.65 |
8.70 |
8.68 |
| Tier One RBC to Risk-Weight Assets |
13.37 |
13.15 |
14.03 |
| Total RBC to Risk-Weight Assets |
14.64 |
14.41 |
15.32 |
| Cash Dividends to Net Income |
0.33 |
0.00 |
1.43 |
| Growth Rates | |||
| Total Assets |
-1.26 |
-1.25 |
-1.94 |
| Tier One Capital |
-2.02 |
-2.80 |
-3.97 |
| Net Loans & Leases |
1.94 |
0.61 |
3.85 |
| FRB ID_RSSD | Bank Name | City | State |
|---|---|---|---|
| 2877484 | ALAMERICA BK | BIRMINGHAM | AL |
| 26176 | BROADWAY FED BK FSB | LOS ANGELES | CA |
| 268677 | CARVER FSB | NEW YORK | NY |
| 370833 | CARVER ST BK | SAVANNAH | GA |
| 55635 | CITIZENS SVG B&TC | NASHVILLE | TN |
| 680130 | CITIZENS TR BK | ATLANTA | GA |
| 567905 | CITY NB OF NJ | NEWARK | NJ |
| 596277 | COLUMBIA S&LA | MILWAUKEE | WI |
| 578237 | COMMONWEALTH NB | MOBILE | AL |
| 254849 | FIRST INDEPENDENCE BK | DETROIT | MI |
| 722227 | FIRST ST BK | DANVILLE | VA |
| 533124 | HARBOR BK OF MD | BALTIMORE | MD |
| 250476 | ILLINOIS-SERVICE FS&LA | CHICAGO | IL |
| 536527 | INDUSTRIAL BK | WASHINGTON | DC |
| 283438 | LIBERTY B&TC | NEW ORLEANS | LA |
| 332224 | MECHANICS & FARMERS BK | DURHAM | NC |
| 2496081 | METRO BK | LOUISVILLE | KY |
| 759540 | NORTH MILWAUKEE ST BK | MILWAUKEE | WI |
| 935308 | ONEUNITED BK | BOSTON | MA |
| 673431 | SEAWAY B&TC | CHICAGO | IL |
| 2794732 | SOUTH CAROLINA CMNTY BK | COLUMBIA | SC |
| 515054 | TRI-STATE BK OF MEMPHIS | MEMPHIS | TN |
| 1945247 | UNITED BK OF PHILADELPHIA | PHILADELPHIA | PA |
| 853251 | UNITY NB | HOUSTON | TX |
| 4184186 | URBAN PARTSHP BK | CHICAGO | IL |
Data compiled from the FFIEC website on June 12, 2015.
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