Hispanic Banks (as of December 31, 2014)
Asset Size

All

Under $100M

Over $100M
Peer Group Information
Number of Banks in Peer Group

41

6

35
Earnings and Profitability: Percent of Average Assets
Noninterest Income

0.74

0.68

0.76
Noninterest Expense

3.46

4.86

3.32
Provision: Loan & Lease Losses

0.16

0.06

0.20
Realized Gains/Losses Sec

0.01

0.02

0.01
Net Operating Income

0.63

-0.25

0.70
Net Income

0.63

-0.25

0.70
Margin Analysis
Avg Earning Assets to Avg Assets

92.60

92.12

92.71
Net Int Inc-TE to Avg Earn Assets

4.06

4.42

4.02
Loan & Lease Analysis
Net Loss to Average Total LN&LS

0.33

0.11

0.41
LN&LS Allowance to Total LN&LS

1.82

2.15

1.86
Noncurrent Loans to Total Loans

2.44

2.04

2.67
Liquidity
Net Noncore Fund Dependence

10.09

3.16

11.42
Net Loans & Leases to Assets

62.38

62.61

61.70
Capitalization
Tier One Leverage Capital

11.38

11.03

11.68
Tier One RBC to Risk-Wgt Assets

19.22

19.24

19.41
Total RBC to Risk-Weight Assets

20.38

20.33

20.58
Cash Dividends to Net Income

14.38

26.75

13.82
Growth Rates
Total Assets

2.47

1.09

3.45
Tier One Capital

6.43

75.50

5.68
Net Loans & Leases

4.39

6.45

3.97
Banks in Selected Peer Group
FRB ID RSSD Institution Name City State
3488980 AMERICAS UNITED BK GLENDALE CA
725732 BAC FL BK CORAL GABLES FL
940311 BANCO POPULAR DE PR SAN JUAN PR
2736291 BANCO POPULAR N AMER NEW YORK NY
816210 BANCO SANTANDER PR SAN JUAN PR
3402913 BANESCO USA CORAL GABLES FL
3286999 BANK OF GROVE GROVE OK
49858 BANK SOUTH TX MCALLEN TX
800853 CENTINEL BK OF TAOS TAOS NM
804860 CITIZENS ST BK ROMA TX
625159 COMMERCE BK LAREDO TX
3189063 COMMERCIAL BK OF CALIFORNIA IRVINE CA
299868 COMMUNITY CMRC BK CLAREMONT CA
837037 CONTINENTAL NB MIAMI FL
1002430 EXECUTIVE NB MIAMI FL
564557 FALCON INTL BK LAREDO TX
803461 FINANCE & THRIFT CO PORTERVILLE CA
510871 FIRSTBANK PR SAN JUAN PR
518877 GREATER ST BK FALFURRIAS TX
221775 INTERAMERICAN BK FSB MIAMI FL
3122828 INTERCONTINENTAL BK WEST MIAMI FL
382069 INTERNATIONAL BK CMRC ZAPATA TX
1001152 INTERNATIONAL BK OF CMRC LAREDO TX
230759 INTERNATIONAL BK OF CMRC BROWNSVILLE TX
867632 INTERNATIONAL FNC BK MIAMI FL
842460 LONE STAR NB PHARR TX
1972298 MY BK BELEN NM
663834 OCEAN BK MIAMI FL
245276 ORIENTAL BK SAN JUAN PR
641364 PAN AMER BK LOS ANGELES CA
3447875 PLAZA BK SEATTLE WA
3049729 PLUS INTL BK MIAMI FL
897170 PONCE DE LEON FED BK BRONX NY
3462074 PROAMERICA BK LOS ANGELES CA
956750 RIO BK MCALLEN TX
716413 SCOTIABANK DE PR HATO REY PR
497954 TEXAS NB MERCEDES TX
790534 TOTALBANK MIAMI FL
2942823 UNITED BK OF EL PASO DEL NORTE EL PASO TX
3146150 US CENTURY BK MIAMI FL
218261 ZAPATA NB ZAPATA TX

Data compiled from the FFIEC website on March 11, 2015.

Return to the main page for peer data.