| Asset Size |
All |
Under $100M |
Over $100M |
|---|---|---|---|
| Peer Group Information | |||
| Number of Banks in Peer Group |
28 |
13 |
15 |
| Earnings and Profitability: Percent of Average Assets | |||
| Noninterest Income |
0.88 |
0.92 |
1.10 |
| Noninterest Expense |
4.85 |
4.97 |
4.89 |
| Provision: Loan & Lease Losses |
0.22 |
0.48 |
0.15 |
| Realized Gains/Losses Sec |
0.02 |
0.03 |
0.02 |
| Net Operating Income |
-0.43 |
-0.68 |
-0.36 |
| Net Income |
-0.44 |
-0.68 |
-0.38 |
| Margin Analysis | |||
| Avg Earning Assets to Avg Assets |
91.32 |
89.90 |
91.95 |
| Net Int Inc-TE to Avg Earning Assets |
4.03 |
4.28 |
3.84 |
| Loan & Lease Analysis | |||
| Net Loss to Average Total LN & LS |
0.65 |
0.27 |
0.95 |
| LN & LS Allowance to Total LN & LS |
2.83 |
2.69 |
3.25 |
| Noncurrent Loans to Total Loans |
7.44 |
7.67 |
7.60 |
| Liquidity | |||
| Net Noncore Fund Dependence |
9.74 |
5.99 |
12.15 |
| Net Loans & Leases to Assets |
59.44 |
60.64 |
58.42 |
| Capitalization | |||
| Tier One Leverage Capital |
8.18 |
8.47 |
8.07 |
| Tier One RBC to Risk-Weight Assets |
13.13 |
12.79 |
13.88 |
| Total RBC to Risk-Weight Assets |
14.46 |
14.01 |
15.30 |
| Cash Dividends to Net Income |
0.71 |
0.00 |
5.03 |
| Growth Rates | |||
| Total Assets |
-3.04 |
-4.28 |
-2.73 |
| Tier One Capital |
-6.29 |
-6.01 |
-7.06 |
| Net Loans & Leases |
0.68 |
-2.07 |
2.32 |
| FRB ID RSSD | Institution Name | City | State |
|---|---|---|---|
| 2877484 | ALAMERICA BANK | BIRMINGHAM | AL |
| 26176 | BROADWAY FEDERAL BANK, F.S.B. | LOS ANGELES | CA |
| 2243977 | CAPITOL CITY BANK & TRUST COMPANY | ATLANTA | GA |
| 268677 | CARVER FEDERAL SAVINGS BANK | NEW YORK | NY |
| 370833 | CARVER STATE BANK | SAVANNAH | GA |
| 55635 | CITIZENS SAVINGS BANK AND TRUST COMPANY | NASHVILLE | TN |
| 680130 | CITIZENS TRUST BANK | ATLANTA | GA |
| 567905 | CITY NATIONAL BANK OF NEW JERSEY | NEWARK | NJ |
| 596277 | COLUMBIA SAVINGS AND LOAN ASSOCIATION | MILWAUKEE | WI |
| 578237 | COMMONWEALTH NATIONAL BANK | MOBILE | AL |
| 254849 | FIRST INDEPENDENCE BANK | DETROIT | MI |
| 722227 | FIRST STATE BANK | DANVILLE | VA |
| 1897168 | FIRST TUSKEGEE BANK | TUSKEGEE | AL |
| 533124 | HARBOR BANK OF MARYLAND, THE | BALTIMORE | MD |
| 76135 | HIGHLAND COMMUNITY BANK | CHICAGO | IL |
| 250476 | ILLINOIS-SERVICE FEDERAL SAVINGS AND LOAN ASSOCIATION | CHICAGO | IL |
| 536527 | INDUSTRIAL BANK | WASHINGTON | DC |
| 283438 | LIBERTY BANK AND TRUST COMPANY | NEW ORLEANS | LA |
| 332224 | MECHANICS & FARMERS BANK | DURHAM | NC |
| 2496081 | METRO BANK | LOUISVILLE | KY |
| 759540 | NORTH MILWAUKEE STATE BANK | MILWAUKEE | WI |
| 935308 | ONEUNITED BANK | BOSTON | MA |
| 673431 | SEAWAY BANK AND TRUST COMPANY | CHICAGO | IL |
| 2794732 | SOUTH CAROLINA COMMUNITY BANK | COLUMBIA | SC |
| 515054 | TRI-STATE BANK OF MEMPHIS | MEMPHIS | TN |
| 1945247 | UNITED BANK OF PHILADELPHIA | PHILADELPHIA | PA |
| 853251 | UNITY NATIONAL BANK OF HOUSTON | HOUSTON | TX |
| 4184186 | URBAN PARTNERSHIP BANK | CHICAGO | IL |
Data compiled from the FFIEC website on August 25, 2014.
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