Peer Data

De Novo Peer Group Data as of June 30, 2011 for Banks With Assets Less Than $750 Million
Year Opened	2009
Peer Group Information
Average Total Assets	1,887,614
Total Equity Capital	264,962
Net Income	-3,332
Number of Banks in Peer Group	21
Earnings and Profitability: Percent of Average Assets
Noninterest Income	0.18
Noninterest Expense	4.25
Provision: Loan & Lease Losses	0.36
Realized Gains/Losses Sec	0.04
Net Operating Income	-0.91
Net Income	-0.91
Margin Analysis
Avg Earning Assets to Avg Assets	95.37
Net Int Inc-TE to Avg Earn Assets	3.54
Loan & Lease Analysis
Net Loss to Average Total LN&LS	0.01
LN&LS Allowance to Total LN&LS	1.40
Noncurrent Loans to Total Loans	0.27
Liquidity
Net Non Core Fund Dependence	-6.00
Net Loans & Leases to Assets	62.33
Capitalization
Tier One Leverage Capital	14.42
Tier One RBC to Risk-Wgt Assets	21.82
Total RBC to Risk-Weight Assets	22.96
Cash Dividends to Net Income	0.00
Growth Rates
Total Assets	38.38
Tier One Capital	-0.29
Net Loans & Leases	75.71

Data compiled from the FFIEC website on October 18, 2011.