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home > peer data > 2011 Data Tables > African-American Banks (As of June 30, 2011)

Peer Data

African-American Banks (As of June 30, 2011)
Asset Size
All
Under $100M
Over $100M
Peer Group Information
Number of Banks in Peer Group
26
12
14
Earnings and Profitability: Percent of Average Assets
Noninterest Income
0.89
1.04
0.97
Noninterest Expense
4.36
5.13
3.68
Provision: Loan & Lease Losses
0.42
0.41
0.50
Realized Gains/Losses Sec
0.03
0.05
0.02
Net Operating Income
-0.28
-0.69
0.19
Net Income
-0.28
-0.69
0.19
Margin Analysis
Avg Earning Assets to Avg Assets
91.99
89.37
93.90
Net Int Inc-TE to Avg Earn Assets
3.98
4.22
3.69
Loan & Lease Analysis
Net Loss to Average Total LN&LS
0.67
0.80
0.63
LN&LS Allowance to Total LN&LS
2.17
2.04
2.40
Noncurrent Loans to Total Loans
7.59
7.20
8.59
Liquidity
Net Non Core Fund Dependence
12.56
11.32
12.76
Net Loans & Leases to Assets
59.38
59.95
58.97
Capitalization
Tier One Leverage Capital
8.70
9.27
8.91
Tier One RBC to Risk-Wgt Assets
13.84
14.52
14.12
Total RBC to Risk-Weight Assets
15.08
15.75
15.37
Cash Dividends to Net Income
1.12
0.00
3.40
Growth Rates
Total Assets
0.47
-1.75
4.91
Tier One Capital
-0.79
-2.95
2.34
Net Loans & Leases
-3.83
-4.36
0.46
Banks in Selected Peer Group
FRB ID RSSD Institution Name City State
55635 CITIZENS SAVINGS BANK AND TRUST COMPANY NASHVILLE TN
76135 HIGHLAND COMMUNITY BANK CHICAGO IL
254849 FIRST INDEPENDENCE BANK DETROIT MI
283438 LIBERTY BANK AND TRUST COMPANY NEW ORLEANS LA
332224 MECHANICS & FARMERS BANK DURHAM NC
370833 CARVER STATE BANK SAVANNAH GA
515054 TRI-STATE BANK OF MEMPHIS MEMPHIS TN
533124 HARBOR BANK OF MARYLAND, THE BALTIMORE MD
533937 COVENANT BANK CHICAGO IL
536527 INDUSTRIAL BANK WASHINGTON DC
567905 CITY NATIONAL BANK OF NEW JERSEY NEWARK NJ
578237 COMMONWEALTH NATIONAL BANK MOBILE AL
673431 SEAWAY BANK AND TRUST COMPANY CHICAGO IL
680130 CITIZENS TRUST BANK ATLANTA GA
722227 FIRST STATE BANK DANVILLE VA
759540 NORTH MILWAUKEE STATE BANK MILWAUKEE WI
853251 UNITY NATIONAL BANK OF HOUSTON HOUSTON TX
935308 ONEUNITED BANK BOSTON MA
1897168 FIRST TUSKEGEE BANK TUSKEGEE AL
1945247 UNITED BANK OF PHILADELPHIA PHILADELPHIA PA
2243977 CAPITOL CITY BANK & TRUST COMPANY ATLANTA GA
2281371 BANK OF ST. CROIX CHRISTIANSTED VI
2332910 FIRST COMMERCIAL BANK (U.S.A) ALHAMBRA CA
2496081 METRO BANK LOUISVILLE KY
2794732 SOUTH CAROLINA COMMUNITY BANK COLUMBIA SC
2877484 ALAMERICA BANK BIRMINGHAM AL

Data compiled from the FFIEC website External Link on October 13, 2011.

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